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And another thing that keeps slipping away from discussion the more we dig in this mystery is it’s been said that Spencer’s (and presumably Dillon, who is also a James) dad left when Spencer was six as we saw in the flashback, not pre his birth so Spencer would know what his father looked like before he left. He was asking for him in the flashback. Even if he’s been gone that long I don’t see him just forgetting what his face looked like.
The only thing about that is it’s not commonly done that brothers date the same woman. Billy and Grace dated in high school so I’d find it really difficult to believe he was stepping up for an absent brother who also dated then later married and has children with Grace (Everyone seems to keep forgetting Spencer is not an only child. He has a younger brother).
Also, James is her married name, the barber mentioned her maiden name last episode, and Billy is Billy Baker.
The whole money/account thing has kinda thrown me too because for as long as it’s been I’m still having a time thinking it’s going to Grace and she’s just been not using it and oddly enough I got to thinking and wondering- what if that money is going to someone else we’ve met? Like, Shawn. It’s only been suggested that he’s not getting his money in legal ways but we have yet to really see that. What if?